How to Insure and Value Your Jack Vettriano Collection

To insure and value a Jack Vettriano collection, start by keeping good records: receipts, certificates of authenticity, photographs and notes on condition. Then speak to your insurer about whether your home contents policy is enough or whether specialist art insurance suits you better, and ask an independent valuer or auction house for a professional valuation.

This guide shares what experienced collectors typically do. None of this is financial or legal advice; it is simply good housekeeping for anyone who owns artwork.

Step 1: keep your paperwork together

Your paperwork is the foundation of everything else. Keep the following for every print:

• Proof of purchase, such as an invoice or receipt, showing the title, edition details, date and price paid.

• The certificate of authenticity. Every print we sell comes with one. It should match the title, edition and number on the print.

• Any correspondence with the seller about the print.

• Framing receipts, if you had the print framed separately.

Store originals somewhere safe, and keep scanned copies in a separate location, such as secure cloud storage. Our guide to the Jack Vettriano certificate of authenticity explains why this document matters.

Step 2: photograph each print

Clear photographs help with insurance claims and with any future sale. For each print, take:

• a full photograph of the framed print on the wall

• a straight-on photograph of the image

• close-ups of the edition number and the signature or estate stamp

• a photograph of the certificate of authenticity

• a photograph of the back of the frame, including any labels

Take new photographs if you reframe a print or move it to a new room.

Step 3: record condition

Condition has a big effect on value. Write a short note for each print, dated, describing its current state. Look for fading, discolouration, creases, marks, foxing (small brown spots) or any damage to the frame and glazing.

If you notice a change later, compare it with your earlier notes and photographs. Good care helps prevent problems in the first place, so it is worth reading our guide on how to care for a Jack Vettriano limited edition print and our advice on framing a limited edition print.

Step 4: choose the right insurance

There are usually two routes.

Home contents insurance

Many home contents policies cover artwork, but often with limits. Typical things to check include:

• whether there is a single-item limit that your print exceeds

• whether you need to list higher-value items individually

• whether accidental damage is included

• whether cover applies while a print is being reframed or moved

Specialist art insurance

Specialist fine art and collectables policies are designed for people who own artwork. They may offer broader cover and a better understanding of how art is valued. They may suit you if your collection has grown, or if you own higher-value pieces such as smaller editions.

Your insurer or a broker can explain the options. Whichever you choose, tell them what you own and keep them updated as your collection changes.

Step 5: get an independent valuation

For insurance purposes you will usually need a figure for each print. Options include:

• An independent valuer who specialises in prints or modern British art.

• An auction house, many of which offer valuation services.

Ask whether the valuation is for insurance (often a replacement value) or for sale (what it might fetch). These can be quite different figures.

For a formal valuation, an independent valuer is the right person to ask. If you bought from us and have a question about your purchase details, please get in touch.

Step 6: review your values regularly

Prices for prints are not fixed. Once an edition sells out from the publisher, examples are only available on the secondary market, and prices then reflect demand and scarcity. Values can rise, but they can also fall.

It is sensible to review your values from time to time, and to update your insurer if anything changes significantly. Our collector's guide to what Vettriano prints are worth explains the main factors that influence prices.

A simple collection record

Many collectors keep one document or spreadsheet listing every print. For each entry, include:

• title, edition size and number (or AP / S/P marking)

• date and place of purchase, and price paid

• medium and paper, such as giclée or silkscreen

• framing details

• location in the home

• condition notes and dates

• latest valuation and who provided it

It takes an evening to set up and makes insurance, claims and any future sale much easier.

Frequently asked questions

Who should value my Jack Vettriano prints?

For insurance or sale purposes, an independent valuer or an auction house is the right place to go.

Is home contents insurance enough for my prints?

It may be, but check for single-item limits and whether accidental damage is covered. A specialist art policy may suit larger or higher-value collections.

What paperwork should I keep?

Keep your receipt or invoice, the certificate of authenticity, photographs and dated condition notes for every print.

Who should I ask about my purchase details?

If you bought from us and have a question about your order or its paperwork, please contact us by email at info@jackvettriano.studio.

Building your collection with confidence

Every print we sell comes with a certificate of authenticity and fully insured UK delivery, so your paperwork starts in good order from day one. Browse our limited editions when you are ready to add the next piece.